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Based in NSW 1Cover is slowly becoming one of Australia’s leading Travel Insurance Companies. 1Cover is able to reduce the cost of the premium you pay because there’s absolutely no third parties involved & also because they’re solely an online business.
Policy Types: Single Trip, Multi Trip, Backpacker, Medical Only, Ski Insurance & Corporate Travel Insurance
What we like about 1Cover:
- Takes 30 Seconds to get a Quote
- Australian Owned
- Underwritten by Allianz
- Cheaper than most other Providers
- 24 Hour Emergency Claim Hotline
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Yes - rates are cheap but watch the fineprint. We had the misfortune to have a claim under their luggage section. They invoked the clause “When calculating the amount payable we will apply depreciation due to age, wear and tear. The amount of such depreciation will be determined by us.”
They depreciated the claim by 85%. Took 2 months and several calls to Australia from NZ by us for them to settle the claim.
At least they sent a disputes pamphlet with the cheque. Guess they do this a lot…
Get peace of mind and pay a little more for a more reputable company.
I have the misfortune of trying to claim from this company. The customer serivce is abysmal - they dont answer emails, claim to have lost details, closed the claim by ‘mistake’. It has now been 4 months and still no resolution. No way will I waste my time and money with this mob again - even if by some miracle they get around to processing my claim!!!